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For individuals
We help guide and manage your wealth at all stages of life. We offer services from investment accounts to estate planning.
For businesses
We help businesses grow to the next level. We offer options from investment management and financing to group pensions and more.
Pioneers in banking
With over two decades serving clients in the Caribbean, we’re experts in the local landscape. We’re also connected with opportunities abroad, bringing the best investment choices to our clients.
Learn more about usUnmatched customer service
Our clients rely on us to be by their side through every financial decision, from financing their children’s education through estate planning. Our business clients count on us from startup to prosperity. For all clients, we offer advice and guidance at every step.
Connect with us todayTrusted team of advisors
With a network of advisors from The Bahamas to Cayman Islands to Barbados, plus global connections across the world, we are connectors. We live and work in your community and bring the best advice to our clients.
Meet our teamDynamic industry leaders
We are leaders in our industry. We embrace innovation, and we are always on the lookout for ways to improve our services and our offerings. Clients trust us and peers respect our reputation for integrity and our established brand.
Read our latest newsWe offer local expertise with global reach
Our network of advisors across the Bahamas, Barbados and Cayman Islands have a mission to elevate the Caribbean and support our clients with insights that will grow our communities for the future.
Connect with our experts
Whether you’re starting out or managing generational wealth, our advisors are here to help. At RF Bank & Trust, we take the time to understand your goals and create strategies that fit your life—so you can move forward with clarity and peace of mind.
Get startedCollege Savings Calculator
Use our calculator to find out the savings you need for your child’s education and research various scenarios and timelines.
Learn moreCompound Interest
Use our calculator to explore scenarios for growing your investment, with options for different rates and timelines.
Learn moreDividend Calculator
Our dividend calculator can help you research various options on dividends for a variety of financial products.
Learn morePensions
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Learn moreMargin Loans
Our margin loan interest calculator can help you see how much interest you will pay on your margin loan with RF Bank & Trust.
Learn moreReady to put your money to work?
Get started with an RF Advisor
News & Updates
RF Unveils Speaker Lineup, Sponsors for Economic Outlook
14 hours agoRF Bank & Trust (RF) is pleased to announce its distinguished lineup of speakers for the annual RF Bahamas Economic Outlook Conference (RFEO), scheduled for 13 February 2026 at the Baha Mar Convention Centre. The premier forum, now in its eleventh year in The Bahamas, will be held under the theme ‘AI Tsunami: Navigating the Surge of Intelligent Innovation’.
