Frequently Asked Questions

Our minimum amount for a corporate raise is $3 million.

We offer both Equity Financing – selling shares of stock – or funding provided by investors in exchange for equity. We  also offer debt financing via bonds.

RF Bank & Trust does business throughout the Caribbean, with a focus in Bahamas, Barbados and the Cayman Islands.

It depends. Preference shares typically take between eight and 10 weeks once RF Bank & Trust is formally engaged in the process. Beyond that, it depends on the method of financing.

Yes, RF Bank & Trust has partnered with other financial institutions in the past to successfully complete deals.

RF Bank & Trust has a broad range of experience in sectors including hospitality, energy and utilities. As an established bank for 30+ years, we take pride in our regional knowledge and global reach.

Private wealth is unmatched in terms of our personalized approach, with concierge-level service and support. Please reach out to start a conversation about how we can tailor our offering to your needs.

RF Bank & Trust Private Wealth Accounts are actively managed with an investment manager ensuring clients’ strategy and goals are executed. The performance is often higher then accounts with less active management.

Yes, the RF Bank & Trust Black Card comes with a host of rewards for your points, including access to airport lounges, concierges and more.

Our investment management team includes a group of highly qualified CFAs, led by RF Bank & Trust vice-president of Investments David Slatter.

Private Wealth clients have quarterly portfolio reviews with your investment advisor. Your RF Bank & Trust account can be accessed 24/7 online.

Yes, your dedicated Private Wealth account representative ensures someone is always available to answer questions and to help guide you on your wealth journey.

The Trust aspect adds an additional layer of protection for clients and is beneficial when planning for the next generation, including how to transfer wealth to loved ones without the hassle of probate.

At RF Bank & Trust, we pride ourselves on making the process as painless as possible by handling all of the paperwork for you.

Projected returns usually depend on the goals and value of the account. At RF Bank & Trust, we are happy to sit down and discuss your long- and short-term goals, to find solutions that are the best fit for you or your company’s needs.

The convenience of having all of your solutions of a traditional bank, plus the added benefits of investment products, can help keep your excess cash working for the business.

Depending on the solutions agreed on, we can provide options that will allow access to your cash within 24 hours.

At RF Bank & Trust Easy, we make it easy! We are happy to guide you through the process.

Yes, the process can be as hands on or hands off as you like. Our qualified team of RF Bank & Trust investment managers can make the investment decisions for you based on the investment policy we put together with your input based on your goals. Or we can also execute your exact instructions.

At RF Bank & Trust, we make it easy – fill out an account opening form, provide a valid ID and proof of address and you are ready to go.

Ownership can be transferred via the local stock exchange. We can execute this process for you.

At RF Bank & Trust, our brokerage accounts offer the advantage of having all investments in one place, so they are easy to manage and keep track of interest and dividend payments. Plus we offer access to margin facilities.

No, only local securities.

No, we will execute the trades on your behalf via phone or email instruction.

There is no maximum amount that can be invested in mutual funds and we recommend regularly adding to your account to help you reach your goals faster. You can send the funds to RF and notify your brokerage trader so they can apply it to the mutual fund of your choice.

The amount differs by region. In Bahamas, $500; Barbados, $1000; Cayman Islands, $5000.